{"id":30030,"date":"2026-08-03T14:57:42","date_gmt":"2026-08-03T05:57:42","guid":{"rendered":"https:\/\/megliofuturo.co.jp\/cardloan\/?p=30030"},"modified":"2026-08-03T14:57:42","modified_gmt":"2026-08-03T05:57:42","slug":"decline","status":"publish","type":"post","link":"https:\/\/megliofuturo.co.jp\/cardloan\/decline\/","title":{"rendered":"\u98f2\u307f\u4f1a\u3084\u904a\u3073\u3092\u91d1\u6b20\u3067\u65ad\u308b\u306b\u306f\uff1f\u89d2\u304c\u7acb\u305f\u306a\u3044\u7406\u7531\u3068\u4f1d\u3048\u65b9"},"content":{"rendered":"<p>\u91d1\u6b20\u3067\u8a98\u3044\u3092\u65ad\u308b\u6642\u306f\u3001\u6b8b\u9ad8\u3084\u4e8b\u60c5\u3092\u8a73\u3057\u304f\u8aac\u660e\u305b\u305a\u3001\u53c2\u52a0\u3067\u304d\u306a\u3044\u7d50\u8ad6\u3001\u77ed\u3044\u7406\u7531\u3001\u4ee3\u66ff\u6848\u306e\u9806\u306b\u4f1d\u3048\u307e\u3059\u3002<\/p>\n<p>\u4e88\u7d04\u304c\u3042\u308b\u8a98\u3044\u306f\u3001\u30ad\u30e3\u30f3\u30bb\u30eb\u6599\u3084\u76f8\u624b\u306e\u8ca0\u62c5\u3092\u5897\u3084\u3055\u306a\u3044\u3088\u3046\u3001\u884c\u3051\u306a\u3044\u3068\u5206\u304b\u3063\u305f\u6642\u70b9\u3067\u9023\u7d61\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<p>\u6bce\u56de\u65ad\u308b\u306e\u304c\u82e6\u3057\u3044\u5834\u5408\u306f\u3001\u4ea4\u969b\u8cbb\u306e\u6708\u4e0a\u9650\u3068\u53c2\u52a0\u3059\u308b\u4e88\u5b9a\u306e\u512a\u5148\u9806\u4f4d\u3092\u6c7a\u3081\u307e\u3059\u3002<\/p>\n<p>\u501f\u5165\u5148\u3082\u6bd4\u8f03\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u5834\u5408\u306f\u3001<a href=\"https:\/\/megliofuturo.co.jp\/cardloan\/\">\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u6bd4\u8f03\u30da\u30fc\u30b8<\/a>\u306b\u91d1\u5229\u3001\u878d\u8cc7\u6642\u9593\u3001\u8fd4\u6e08\u6761\u4ef6\u3092\u307e\u3068\u3081\u3066\u3044\u307e\u3059\u3002<\/p>\n<table>\n<thead>\n<tr>\n<th>\u72b6\u6cc1<\/th>\n<th>\u4f1d\u3048\u65b9\u306e\u8ef8<\/th>\n<th>\u4ee3\u66ff\u6848<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u53c2\u52a0\u524d<\/td>\n<td>\u4eca\u6708\u306f\u4e88\u7b97\u3092\u6291\u3048\u3066\u3044\u308b<\/td>\n<td>\u6765\u6708\u3001\u7121\u6599\u306e\u4e88\u5b9a<\/td>\n<\/tr>\n<tr>\n<td>\u4e00\u90e8\u53c2\u52a0\u3067\u304d\u308b<\/td>\n<td>\u4e00\u6b21\u4f1a\u3060\u3051\u53c2\u52a0\u3059\u308b<\/td>\n<td>\u4e8c\u6b21\u4f1a\u306f\u6b20\u5e2d<\/td>\n<\/tr>\n<tr>\n<td>\u4e88\u7d04\u5f8c<\/td>\n<td>\u884c\u3051\u306a\u3044\u3068\u5206\u304b\u3063\u305f\u6642\u70b9\u3067\u9023\u7d61<\/td>\n<td>\u65e5\u7a0b\u5909\u66f4<\/td>\n<\/tr>\n<tr>\n<td>\u7e70\u308a\u8fd4\u3059\u8a98\u3044<\/td>\n<td>\u4eca\u6708\u306e\u53c2\u52a0\u4e0a\u9650\u3092\u4f1d\u3048\u308b<\/td>\n<td>\u6563\u6b69\u3084\u5bb6\u3067\u4f1a\u3046<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>\u65ad\u308b\u304b\u4e00\u90e8\u53c2\u52a0\u3059\u308b\u304b\u3092\u4e88\u7b97\u3067\u6c7a\u3081\u308b<\/h2>\n<p>\u8a98\u308f\u308c\u308b\u305f\u3073\u306b\u6c17\u5206\u3067\u6c7a\u3081\u308b\u3068\u3001\u65ad\u308c\u305a\u652f\u51fa\u304c\u5897\u3048\u307e\u3059\u3002\u4eca\u6708\u306e\u4ea4\u969b\u8cbb\u6b8b\u984d\u3068\u3001\u4f1a\u8cbb\u3001\u4ea4\u901a\u8cbb\u3001\u5e30\u5b85\u8cbb\u306e\u5408\u8a08\u3092\u6bd4\u3079\u307e\u3059\u3002<\/p>\n<p>\u79fb\u52d5\u8cbb\u304c\u5927\u304d\u3044\u8a98\u3044\u306a\u3089\u3001<a href=\"https:\/\/megliofuturo.co.jp\/cardloan\/drive\/\">\u91d1\u6b20\u6642\u306e\u30c9\u30e9\u30a4\u30d6\u8cbb\u7528\u306e\u8a08\u7b97\u65b9\u6cd5<\/a>\u3082\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<p>J-FLEC\u306e<a href=\"https:\/\/www.j-flec.go.jp\/materials\/series-okane-kihon\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">\u304a\u91d1\u306e\u30ad\u30db\u30f3<\/a>\u306b\u306f\u53ce\u652f\u7ba1\u7406\u306e\u6559\u6750\u304c\u3042\u308a\u307e\u3059\u3002\u4ea4\u969b\u8cbb\u3092\u4f7f\u3046\u524d\u306b\u5bb6\u8cc3\u3084\u98df\u8cbb\u306a\u3069\u306e\u5fc5\u9808\u652f\u51fa\u3092\u6b8b\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<ol>\n<li>\u4f1a\u8cbb\u3001\u4ea4\u901a\u8cbb\u3001\u4e8c\u6b21\u4f1a\u3001\u5e30\u5b85\u8cbb\u3092\u5408\u8a08\u3059\u308b<\/li>\n<li>\u4eca\u6708\u306e\u4ea4\u969b\u8cbb\u6b8b\u984d\u3068\u6bd4\u3079\u308b<\/li>\n<li>\u6b20\u5e2d\u3001\u77ed\u6642\u9593\u53c2\u52a0\u3001\u5225\u65e5\u306e\u4e09\u6848\u304b\u3089\u9078\u3076<\/li>\n<li>\u6c7a\u3081\u305f\u3089\u76f8\u624b\u3078\u65e9\u3081\u306b\u9023\u7d61\u3059\u308b<\/li>\n<\/ol>\n<h2>\u7406\u7531\u306f\u77ed\u304f\u3057\u3066\u4ee3\u66ff\u6848\u3092\u4e00\u3064\u6dfb\u3048\u308b<\/h2>\n<p>\u8a73\u3057\u3044\u5bb6\u8a08\u4e8b\u60c5\u3092\u8a71\u3059\u307b\u3069\u8aa0\u5b9f\u306b\u306a\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u300c\u4eca\u6708\u306f\u51fa\u8cbb\u3092\u6291\u3048\u3066\u3044\u308b\u306e\u3067\u4eca\u56de\u306f\u898b\u9001\u308a\u307e\u3059\u3002\u6765\u6708\u306a\u3089\u4e88\u5b9a\u3092\u5408\u308f\u305b\u305f\u3044\u3067\u3059\u300d\u306e\u3088\u3046\u306b\u3001\u7d50\u8ad6\u3092\u66d6\u6627\u306b\u3057\u306a\u3044\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n<table>\n<thead>\n<tr>\n<th>\u907f\u3051\u305f\u3044\u4f1d\u3048\u65b9<\/th>\n<th>\u4f1d\u308f\u308a\u3084\u3059\u3044\u4f1d\u3048\u65b9<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u884c\u3051\u305f\u3089\u884c\u304f<\/td>\n<td>\u4eca\u56de\u306f\u6b20\u5e2d\u3057\u307e\u3059<\/td>\n<\/tr>\n<tr>\n<td>\u304a\u91d1\u304c\u5168\u7136\u306a\u3044<\/td>\n<td>\u4eca\u6708\u306f\u4e88\u7b97\u3092\u6291\u3048\u3066\u3044\u307e\u3059<\/td>\n<\/tr>\n<tr>\n<td>\u307e\u305f\u3044\u3064\u304b<\/td>\n<td>\u6765\u6708\u306e\u4f11\u65e5\u306a\u3089\u8abf\u6574\u3067\u304d\u307e\u3059<\/td>\n<\/tr>\n<tr>\n<td>\u5f53\u65e5\u307e\u3067\u653e\u7f6e<\/td>\n<td>\u5206\u304b\u3063\u305f\u6642\u70b9\u3067\u9023\u7d61\u3057\u307e\u3059<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u7dcf\u52d9\u7701\u7d71\u8a08\u5c40\u306e<a href=\"https:\/\/www.stat.go.jp\/data\/kakei\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">\u5bb6\u8a08\u8abf\u67fb<\/a>\u306b\u4ea4\u969b\u8cbb\u306a\u3069\u306e\u7d71\u8a08\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u5e73\u5747\u306b\u5408\u308f\u305b\u3066\u53c2\u52a0\u3059\u308b\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u81ea\u5206\u306e\u5fc5\u9808\u652f\u51fa\u3092\u512a\u5148\u3057\u307e\u3059\u3002<\/p>\n<h2>\u4e88\u7d04\u5f8c\u306e\u6b20\u5e2d\u306f\u30ad\u30e3\u30f3\u30bb\u30eb\u6761\u4ef6\u3092\u78ba\u8a8d\u3059\u308b<\/h2>\n<p>\u98f2\u98df\u5e97\u3084\u30a4\u30d9\u30f3\u30c8\u3092\u4e88\u7d04\u6e08\u307f\u306a\u3089\u3001\u4e88\u7d04\u5b8c\u4e86\u30e1\u30fc\u30eb\u3001\u898f\u7d04\u3001\u5e79\u4e8b\u304b\u3089\u306e\u6848\u5185\u3092\u78ba\u8a8d\u3057\u307e\u3059\u3002\u56fd\u6c11\u751f\u6d3b\u30bb\u30f3\u30bf\u30fc\u306e<a href=\"https:\/\/www.faq.kokusen.go.jp\/faq\/show\/1102?site_domain=default\" target=\"_blank\" rel=\"nofollow noopener 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noreferrer\">\u4e88\u7d04\u3084\u30ad\u30e3\u30f3\u30bb\u30eb\u306b\u3064\u3044\u3066<\/a>\u3067\u3082\u3001\u884c\u3051\u306a\u304f\u306a\u3063\u305f\u5834\u5408\u306f\u65e9\u3081\u306b\u9023\u7d61\u3057\u3001\u7121\u65ad\u30ad\u30e3\u30f3\u30bb\u30eb\u3092\u907f\u3051\u308b\u3088\u3046\u8aac\u660e\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u81ea\u5206\u306e\u5206\u306e\u8cbb\u7528\u304c\u65e2\u306b\u767a\u751f\u3057\u3066\u3044\u308b\u306a\u3089\u3001\u6b20\u5e2d\u9023\u7d61\u3068\u540c\u6642\u306b\u8ca0\u62c5\u65b9\u6cd5\u3092\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<h2>\u98f2\u307f\u4f1a\u3092\u65ad\u308b\u6642\u306f\u5065\u5eb7\u9762\u3082\u7406\u7531\u306b\u3067\u304d\u308b<\/h2>\n<p>\u98f2\u9152\u3092\u3057\u305f\u304f\u306a\u3044\u3001\u4f53\u8abf\u304c\u826f\u304f\u306a\u3044\u3001\u670d\u85ac\u4e2d\u306a\u3069\u306e\u5834\u5408\u306f\u3001\u91d1\u6b20\u3060\u3051\u3092\u7406\u7531\u306b\u3059\u308b\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u98f2\u9152\u3057\u306a\u3044\u9078\u629e\u3084\u77ed\u6642\u9593\u53c2\u52a0\u3082\u63d0\u6848\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u539a\u751f\u52b4\u50cd\u7701\u306e<a 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