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class=\"wp-block-heading\">\u4e8b\u4ef6\u306e\u6982\u8981 \u2015 \u5f37\u5f15\u306a\u53d6\u308a\u7acb\u3066\u3068\u66f8\u985e\u4ea4\u4ed8\u62d2\u5426\u3067\u5168\u5e97\u8217\u304c\u696d\u52d9\u505c\u6b62\u306b<\/h3>\n\n\n\n<p>2006\u5e744\u670814\u65e5\u3001<a href=\"https:\/\/www.fsa.go.jp\/news\/newsj\/17\/kinyu\/20060414-1.html\">\u91d1\u878d\u5e81<\/a>\uff08\u8fd1\u757f\u8ca1\u52d9\u5c40\uff09\u306f\u30a2\u30a4\u30d5\u30eb\u306b\u5bfe\u3057\u3001\u5168\u5e97\u8217\uff08\u5f53\u6642\u7d041,900\u5e97\u8217\uff09\u3092\u5bfe\u8c61\u3068\u3059\u308b\u696d\u52d9\u505c\u6b62\u547d\u4ee4\u3092\u51fa\u3057\u307e\u3057\u305f\u3002\u696d\u52d9\u505c\u6b62\u671f\u9593\u306f\u3001\u9055\u53cd\u304c\u8a8d\u3081\u3089\u308c\u305f\u4e00\u90e8\u5e97\u8217\u306720\u65e5\uff5e25\u65e5\u9593\u3001\u305d\u306e\u4ed6\u306e\u5e97\u8217\u30673\u65e5\u9593\u3067\u3057\u305f\u3002<\/p>\n\n\n\n<p>\u51e6\u5206\u306e\u539f\u56e0\u3068\u3057\u3066\u5177\u4f53\u7684\u306b\u6307\u6458\u3055\u308c\u305f\u306e\u306f\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u884c\u70ba\u3067\u3059\u3002\u6b63\u5f53\u306a\u7406\u7531\u306a\u304f\u50b5\u52d9\u8005\u306e\u52e4\u52d9\u5148\u306b\u57f7\u62d7\u306b\u96fb\u8a71\u3092\u304b\u3051\u305f\u3053\u3068\u3001\u50b5\u52d9\u8005\u306e\u6bcd\u89aa\u306b\u5bfe\u3057\u3066\u7763\u4fc3\u72b6\u306e\u9001\u4ed8\u3084\u96fb\u8a71\u3092\u7e70\u308a\u8fd4\u3057\u305f\u3053\u3068\u3001\u7b2c\u4e09\u8005\u304b\u3089\u8fd4\u6e08\u8cc7\u91d1\u3092\u8abf\u9054\u3059\u308b\u3088\u3046\u50b5\u52d9\u8005\u306b\u5f37\u8981\u3057\u305f\u3053\u3068\u3001\u305d\u3057\u3066\u53d6\u6271\u4e3b\u4efb\u8005\u304c\u9867\u5ba2\u306e\u59d4\u4efb\u306a\u304f\u59d4\u4efb\u72b6\u3092\u4f5c\u6210\u3057\u516c\u7684\u66f8\u985e\u3092\u53d6\u5f97\u3057\u305f\u3053\u3068\u306a\u3069\u304c\u6319\u3052\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3053\u306e\u51e6\u5206\u3092\u53d7\u3051\u3001\u30a2\u30a4\u30d5\u30eb\u306f\u4ee3\u8868\u53d6\u7de0\u5f79\u4ee5\u4e0b\u53d6\u7de0\u5f7915\u540d\u306e3\u304b\u6708\u9593\u306e\u6e1b\u7d66\u3084\u30012\u304b\u6708\u9593\u306eCM\u30fb\u5e83\u544a\u306e\u81ea\u7c9b\u306a\u3069\u306e\u5bfe\u5fdc\u3092\u767a\u8868\u3057\u307e\u3057\u305f\u3002\u5f53\u6642\u30c6\u30ec\u30d3CM\u3067\u4eba\u6c17\u3060\u3063\u305f\u300c\u30c1\u30ef\u30ef\u306eCM\u30b7\u30ea\u30fc\u30ba\u300d\u3082\u3053\u308c\u3092\u6a5f\u306b\u6253\u3061\u5207\u308a\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u8cb8\u91d1\u696d\u6cd5\u6539\u6b63\uff082006\u5e74\u301c2010\u5e74\u5b8c\u5168\u65bd\u884c\uff09\u3067\u4f55\u304c\u5909\u308f\u3063\u305f\u304b<\/h3>\n\n\n\n<p>\u30a2\u30a4\u30d5\u30eb\u306e\u884c\u653f\u51e6\u5206\u4e8b\u4ef6\u306f\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u696d\u754c\u5168\u4f53\u3092\u5909\u3048\u308b\u5927\u304d\u306a\u304d\u3063\u304b\u3051\u3068\u306a\u308a\u307e\u3057\u305f\u30022006\u5e7412\u6708\u306b\u8cb8\u91d1\u696d\u6cd5\u306e\u6539\u6b63\u6cd5\u304c\u6210\u7acb\u3057\u3001<a href=\"https:\/\/www.fsa.go.jp\/\">\u91d1\u878d\u5e81<\/a>\u306e\u4e3b\u5c0e\u306e\u3082\u3068\u3001\u6bb5\u968e\u7684\u306b\u65bd\u884c\u304c\u9032\u3081\u3089\u308c\u30012010\u5e746\u670818\u65e5\u306b\u5b8c\u5168\u65bd\u884c\u3055\u308c\u307e\u3057\u305f\u3002<\/p>\n\n\n\n<p>\u3053\u306e\u6539\u6b63\u306b\u3088\u3063\u3066\u5909\u308f\u3063\u305f\u4e3b\u306a\u30dd\u30a4\u30f3\u30c8\u306f3\u3064\u3042\u308a\u307e\u3059\u30021\u3064\u76ee\u306f\u7dcf\u91cf\u898f\u5236\u306e\u5c0e\u5165\u3067\u3059\u3002\u5e74\u53ce\u306e3\u5206\u306e1\u3092\u8d85\u3048\u308b\u8cb8\u4ed8\u304c\u539f\u5247\u7981\u6b62\u3055\u308c\u3001\u501f\u308a\u3059\u304e\u30fb\u8cb8\u3057\u3059\u304e\u3092\u9632\u3050\u4ed5\u7d44\u307f\u304c\u6cd5\u5236\u5316\u3055\u308c\u307e\u3057\u305f\u3002<\/p>\n\n\n\n<p>2\u3064\u76ee\u306f\u30b0\u30ec\u30fc\u30be\u30fc\u30f3\u91d1\u5229\u306e\u64a4\u5ec3\u3067\u3059\u3002\u305d\u308c\u307e\u3067\u5e7429.2%\u307e\u3067\u8a8d\u3081\u3089\u308c\u3066\u3044\u305f\u51fa\u8cc7\u6cd5\u306e\u4e0a\u9650\u91d1\u5229\u304c\u5e7420%\u306b\u5f15\u304d\u4e0b\u3052\u3089\u308c\u3001\u5229\u606f\u5236\u9650\u6cd5\u3068\u306e\u9593\u306b\u3042\u3063\u305f\u300c\u30b0\u30ec\u30fc\u30be\u30fc\u30f3\u300d\u304c\u306a\u304f\u306a\u308a\u307e\u3057\u305f\u30023\u3064\u76ee\u306f\u53d6\u308a\u7acb\u3066\u898f\u5236\u306e\u5f37\u5316\u3067\u3059\u3002\u8cb8\u91d1\u696d\u6cd5\u7b2c21\u6761\u3067\u53d6\u308a\u7acb\u3066\u884c\u70ba\u304c\u53b3\u683c\u306b\u898f\u5236\u3055\u308c\u3001\u9055\u53cd\u3057\u305f\u5834\u5408\u306f\u884c\u653f\u51e6\u5206\u3060\u3051\u3067\u306a\u304f\u5211\u4e8b\u7f70\u306e\u5bfe\u8c61\u306b\u3082\u306a\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3057\u305f\u3002<\/p>\n\n\n\n<p>\u3064\u307e\u308a\u30012006\u5e74\u306e\u4e8b\u4ef6\u304c\u304d\u3063\u304b\u3051\u3068\u306a\u308a\u3001\u696d\u754c\u5168\u4f53\u306e\u30eb\u30fc\u30eb\u304c\u6839\u672c\u304b\u3089\u898b\u76f4\u3055\u308c\u305f\u306e\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u73fe\u5728\u306e\u30a2\u30a4\u30d5\u30eb\u306e\u53d6\u308a\u7acb\u3066\u5bfe\u5fdc \u2015 \u516c\u5f0fHP\u3067\u300c\u8a2a\u554f\u306a\u3057\u300d\u3092\u660e\u8a18<\/h3>\n\n\n\n<p>\u3067\u306f\u3001\u73fe\u5728\u306e\u30a2\u30a4\u30d5\u30eb\u306f\u3069\u306e\u3088\u3046\u306a\u5bfe\u5fdc\u3092\u3057\u3066\u3044\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002<a href=\"https:\/\/www.aiful.co.jp\/\">\u30a2\u30a4\u30d5\u30eb\u516c\u5f0f\u30b5\u30a4\u30c8<\/a>\u306e\u3088\u304f\u3042\u308b\u8cea\u554f\u30da\u30fc\u30b8\u3067\u306f\u3001\u300c\u7763\u4fc3\u3092\u76ee\u7684\u3068\u3057\u3066\u81ea\u5b85\u3084\u52e4\u52d9\u5148\u306a\u3069\u3078\u306e\u8a2a\u554f\u306f\u3042\u308a\u307e\u305b\u3093\u300d\u3068\u660e\u78ba\u306b\u8a18\u8f09\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u4eee\u306b\u8fd4\u6e08\u306b\u9045\u308c\u305f\u5834\u5408\u3067\u3082\u3001\u307e\u305a\u306f\u30e1\u30fc\u30eb\u3084SMS\u3067\u306e\u901a\u77e5\u304c\u884c\u308f\u308c\u3001\u305d\u306e\u5f8c\u306b\u96fb\u8a71\u9023\u7d61\u3068\u3044\u3046\u6d41\u308c\u306b\u306a\u308a\u307e\u3059\u3002\u3044\u304d\u306a\u308a\u81ea\u5b85\u306b\u53d6\u308a\u7acb\u3066\u304c\u6765\u308b\u3068\u3044\u3046\u3053\u3068\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u307e\u305f\u3001\u6539\u6b63\u8cb8\u91d1\u696d\u6cd5\u306b\u3088\u308a\u3001\u6b63\u5f53\u306a\u7406\u7531\u306a\u304f\u5348\u5f8c9\u6642\u304b\u3089\u5348\u524d8\u6642\u307e\u3067\u306e\u9593\u306b\u9023\u7d61\u3059\u308b\u3053\u3068\u3082\u7981\u6b62\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3055\u3089\u306b\u3001\u30a2\u30a4\u30d5\u30eb\u306f\u8fd4\u6e08\u306b\u56f0\u3063\u305f\u5834\u5408\u306e\u76f8\u8ac7\u7a93\u53e3\u3082\u8a2d\u3051\u3066\u304a\u308a\u3001\u4e8b\u524d\u306b\u9023\u7d61\u3059\u308c\u3070\u8fd4\u6e08\u65e5\u306e\u5ef6\u9577\u306b\u3082\u67d4\u8edf\u306b\u5bfe\u5fdc\u3057\u3066\u3082\u3089\u3048\u307e\u3059\u30022006\u5e74\u306e\u4e8b\u4ef6\u304b\u3089\u7d0420\u5e74\u304c\u7d4c\u904e\u3057\u3001\u6cd5\u5f8b\u30fb\u696d\u754c\u30fb\u4f01\u696d\u3059\u3079\u3066\u306e\u30ec\u30d9\u30eb\u3067\u53d6\u308a\u7acb\u3066\u306b\u95a2\u3059\u308b\u30eb\u30fc\u30eb\u306f\u6839\u672c\u7684\u306b\u5909\u308f\u3063\u3066\u3044\u308b\u306e\u3067\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u3010\u6570\u5b57\u3067\u898b\u308b\u3011\u30a2\u30a4\u30d5\u30eb\u306e\u91d1\u5229\u3067\u501f\u308a\u305f\u3089\u5b9f\u969b\u306b\u3044\u304f\u3089\u8fd4\u3059\u3053\u3068\u306b\u306a\u308b\u304b<\/h2>\n\n\n\n<p>\u300c\u30a2\u30a4\u30d5\u30eb\u306e\u91d1\u5229\u306f\u5e743.0%\uff5e18.0%\u300d\u3068\u8a00\u308f\u308c\u3066\u3082\u3001\u5b9f\u969b\u306b\u3044\u304f\u3089\u5229\u606f\u304c\u304b\u304b\u308b\u306e\u304b\u30a4\u30e1\u30fc\u30b8\u3057\u306b\u304f\u3044\u3067\u3059\u3088\u306d\u3002\u591a\u304f\u306e\u6bd4\u8f03\u30b5\u30a4\u30c8\u3067\u306f\u91d1\u5229\u306e\u6570\u5b57\u3092\u4e26\u3079\u308b\u3060\u3051\u3067\u3001\u300c\u7d50\u5c40\u3044\u304f\u3089\u6255\u3046\u3053\u3068\u306b\u306a\u308b\u306e\u304b\u300d\u3068\u3044\u3046\u6700\u3082\u77e5\u308a\u305f\u3044\u60c5\u5831\u304c\u629c\u3051\u843d\u3061\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3053\u3053\u3067\u306f\u3001\u5177\u4f53\u7684\u306a\u501f\u5165\u91d1\u984d\u3054\u3068\u306e\u8fd4\u6e08\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u3092\u8868\u5f62\u5f0f\u3067\u304a\u898b\u305b\u3057\u3066\u3044\u304d\u307e\u3059\u3002\u3053\u308c\u3092\u898b\u308b\u3053\u3068\u3067\u3001\u300c\u672c\u5f53\u306b\u8fd4\u305b\u308b\u91d1\u984d\u306a\u306e\u304b\u300d\u300c\u5229\u606f\u8ca0\u62c5\u306f\u3069\u306e\u7a0b\u5ea6\u306a\u306e\u304b\u300d\u3092\u4e8b\u524d\u306b\u5224\u65ad\u3059\u308b\u6750\u6599\u306b\u306a\u308b\u306f\u305a\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">10\u4e07\u5186\u30fb30\u4e07\u5186\u30fb50\u4e07\u5186\u3092\u5e7418.0%\u3067\u501f\u308a\u305f\u5834\u5408\u306e\u5229\u606f\u3068\u8fd4\u6e08\u7dcf\u984d<\/h3>\n\n\n\n<p>\u521d\u3081\u3066\u30a2\u30a4\u30d5\u30eb\u3092\u5229\u7528\u3059\u308b\u65b9\u306e\u591a\u304f\u306f\u3001\u4e0a\u9650\u91d1\u5229\u3067\u3042\u308b\u5e7418.0%\u304c\u9069\u7528\u3055\u308c\u307e\u3059\u3002<a href=\"https:\/\/www.aiful.co.jp\/repay\/simulation\/\">\u30a2\u30a4\u30d5\u30eb\u516c\u5f0f\u30b5\u30a4\u30c8\u306e\u8fd4\u6e08\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3<\/a>\u3092\u4f7f\u3063\u3066\u3001\u5177\u4f53\u7684\u306a\u8fd4\u6e08\u30a4\u30e1\u30fc\u30b8\u3092\u78ba\u8a8d\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u501f\u5165\u91d1\u984d<\/th><th>\u6bce\u6708\u306e\u8fd4\u6e08\u984d<\/th><th>\u8fd4\u6e08\u56de\u6570<\/th><th>\u5229\u606f\u306e\u5408\u8a08<\/th><th>\u8fd4\u6e08\u7dcf\u984d<\/th><\/tr><\/thead><tbody><tr><th>10\u4e07\u5186<\/th><td>9,000\u5186<\/td><td>13\u56de<\/td><td>\u7d0411,565\u5186<\/td><td>\u7d04111,565\u5186<\/td><\/tr><tr><th>30\u4e07\u5186<\/th><td>11,000\u5186<\/td><td>36\u56de<\/td><td>\u7d0491,061\u5186<\/td><td>\u7d04391,061\u5186<\/td><\/tr><tr><th>50\u4e07\u5186<\/th><td>13,000\u5186<\/td><td>58\u56de<\/td><td>\u7d04248,318\u5186<\/td><td>\u7d04748,318\u5186<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u203b\u30a2\u30a4\u30d5\u30eb\u306e\u501f\u5165\u5f8c\u6b8b\u9ad8\u30b9\u30e9\u30a4\u30c9\u5143\u5229\u5b9a\u984d\u30ea\u30dc\u30eb\u30d3\u30f3\u30b0\u8fd4\u6e08\u65b9\u5f0f\u306b\u57fa\u3065\u304f\u6982\u7b97\u5024<\/p>\n\n\n\n<p>\u6ce8\u76ee\u3057\u3066\u3044\u305f\u3060\u304d\u305f\u3044\u306e\u306f\u3001\u501f\u5165\u91d1\u984d\u304c\u5927\u304d\u304f\u306a\u308b\u307b\u3069\u5229\u606f\u304c\u6025\u6fc0\u306b\u5897\u3048\u308b\u3068\u3044\u3046\u70b9\u3067\u3059\u300210\u4e07\u5186\u306e\u501f\u5165\u3067\u3042\u308c\u3070\u5229\u606f\u306f\u7d041\u4e07\u5186\u3067\u3059\u304c\u300150\u4e07\u5186\u3067\u306f\u5229\u606f\u3060\u3051\u3067\u7d0425\u4e07\u5186\u306b\u3082\u306a\u308a\u307e\u3059\u3002\u3053\u308c\u306f\u8fd4\u6e08\u671f\u9593\u304c\u9577\u304f\u306a\u308b\u3053\u3068\u3067\u3001\u305d\u306e\u5206\u3060\u3051\u5229\u606f\u304c\u7a4d\u307f\u91cd\u306a\u308b\u305f\u3081\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u300c\u601d\u3063\u305f\u3088\u308a\u5229\u606f\u304c\u591a\u3044\u300d\u3068\u611f\u3058\u305f\u65b9\u3082\u3044\u308b\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002\u3060\u304b\u3089\u3053\u305d\u3001\u501f\u308a\u308b\u524d\u306b\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u3067\u8fd4\u6e08\u7dcf\u984d\u3092\u78ba\u8a8d\u3059\u308b\u3053\u3068\u304c\u975e\u5e38\u306b\u5927\u5207\u306a\u306e\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">30\u65e5\u9593\u7121\u5229\u606f\u671f\u9593\u3092\u6d3b\u7528\u3057\u305f\u5834\u5408\u3068\u672a\u6d3b\u7528\u306e\u5834\u5408\u306e\u5dee\u984d\u6bd4\u8f03<\/h3>\n\n\n\n<p>\u30a2\u30a4\u30d5\u30eb\u3067\u306f\u3001\u521d\u3081\u3066\u5951\u7d04\u3059\u308b\u65b9\u3092\u5bfe\u8c61\u306b\u6700\u592730\u65e5\u9593\u306e\u7121\u5229\u606f\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u30b5\u30fc\u30d3\u30b9\u3092\u4e0a\u624b\u306b\u6d3b\u7528\u3059\u308b\u304b\u3069\u3046\u304b\u3067\u3001\u5229\u606f\u8ca0\u62c5\u304c\u5927\u304d\u304f\u5909\u308f\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u4f8b\u3048\u3070\u300110\u4e07\u5186\u3092\u501f\u308a\u306630\u65e5\u4ee5\u5185\u306b\u5168\u984d\u8fd4\u6e08\u3057\u305f\u5834\u5408\u3001\u5229\u606f\u306f\u30bc\u30ed\u5186\u3067\u3059\u3002\u3064\u307e\u308a\u3001\u7d66\u6599\u65e5\u524d\u306e\u4e00\u6642\u7684\u306a\u3064\u306a\u304e\u8cc7\u91d1\u3068\u3057\u3066\u5229\u7528\u3057\u3001\u7d66\u6599\u304c\u5165\u3063\u305f\u3089\u3059\u3050\u306b\u8fd4\u3059\u3068\u3044\u3046\u4f7f\u3044\u65b9\u3067\u3042\u308c\u3070\u3001\u5b8c\u5168\u306b\u7121\u6599\u3067\u304a\u91d1\u3092\u501f\u308a\u3089\u308c\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u4e00\u65b9\u3001\u3053\u306e\u7121\u5229\u606f\u671f\u9593\u306f\u300c\u5951\u7d04\u65e5\u306e\u7fcc\u65e5\u300d\u304b\u3089\u30b9\u30bf\u30fc\u30c8\u3059\u308b\u305f\u3081\u3001\u5951\u7d04\u3060\u3051\u3057\u3066\u5b9f\u969b\u306e\u501f\u5165\u304c\u9045\u308c\u308b\u3068\u3001\u305d\u306e\u5206\u3060\u3051\u7121\u5229\u606f\u671f\u9593\u3092\u7121\u99c4\u306b\u3057\u3066\u3057\u307e\u3044\u307e\u3059\u3002\u300c\u3044\u3064\u501f\u308a\u3066\u3044\u3064\u8fd4\u3059\u304b\u300d\u3092\u4e8b\u524d\u306b\u8a08\u753b\u3057\u3066\u304b\u3089\u5951\u7d04\u3059\u308b\u3053\u3068\u3067\u3001\u3053\u306e\u30b5\u30fc\u30d3\u30b9\u3092\u6700\u5927\u9650\u306b\u6d3b\u7528\u3067\u304d\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\uff08\u5e7414%\u524d\u5f8c\uff09\u3068\u306e\u8fd4\u6e08\u7dcf\u984d\u306e\u5dee\u306f\u3069\u306e\u304f\u3089\u3044\u304b<\/h3>\n\n\n\n<p>\u300c\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u91d1\u5229\u306f\u9ad8\u3044\u304b\u3089\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u307b\u3046\u304c\u3044\u3044\u306e\u3067\u306f\uff1f\u300d\u3068\u8003\u3048\u308b\u65b9\u3082\u3044\u3089\u3063\u3057\u3083\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<a href=\"https:\/\/www.zenginkyo.or.jp\/\">\u5168\u56fd\u9280\u884c\u5354\u4f1a<\/a>\u306b\u52a0\u76df\u3059\u308b\u9280\u884c\u304c\u63d0\u4f9b\u3059\u308b\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u91d1\u5229\u306f\u6982\u306d\u5e741.5%\uff5e14.5%\u7a0b\u5ea6\u3067\u3001\u78ba\u304b\u306b\u6d88\u8cbb\u8005\u91d1\u878d\u3088\u308a\u4f4e\u3044\u50be\u5411\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>30\u4e07\u5186\u3092\u501f\u308a\u305f\u5834\u5408\u3067\u6bd4\u8f03\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u3002\u30a2\u30a4\u30d5\u30eb\uff08\u5e7418.0%\uff09\u3067\u6bce\u670811,000\u5186\u305a\u3064\u8fd4\u6e08\u3059\u308b\u3068\u3001\u8fd4\u6e08\u7dcf\u984d\u306f\u7d0439\u4e07\u5186\u3067\u3059\u3002\u4e00\u65b9\u3001\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\uff08\u5e7414.5%\uff09\u3067\u540c\u984d\u3092\u8fd4\u6e08\u3057\u305f\u5834\u5408\u3001\u8fd4\u6e08\u7dcf\u984d\u306f\u7d0437\u4e07\u5186\u7a0b\u5ea6\u3068\u306a\u308a\u3001\u5dee\u984d\u306f\u7d042\u4e07\u5186\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u305f\u3060\u3057\u3001\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306f\u5be9\u67fb\u306b\u6570\u65e5\uff5e1\u9031\u9593\u7a0b\u5ea6\u304b\u304b\u308b\u3053\u3068\u304c\u591a\u304f\u3001\u5373\u65e5\u878d\u8cc7\u306b\u306f\u5bfe\u5fdc\u3057\u3066\u3044\u306a\u3044\u5834\u5408\u304c\u307b\u3068\u3093\u3069\u3067\u3059\u3002\u307e\u305f\u3001\u5be9\u67fb\u57fa\u6e96\u3082\u30a2\u30a4\u30d5\u30eb\u306b\u6bd4\u3079\u3066\u53b3\u3057\u3044\u50be\u5411\u304c\u3042\u308a\u307e\u3059\u3002\u300c\u3059\u3050\u306b\u304a\u91d1\u304c\u5fc5\u8981\u300d\u300c\u5be9\u67fb\u304c\u4e0d\u5b89\u300d\u3068\u3044\u3046\u5834\u5408\u306f\u30a2\u30a4\u30d5\u30eb\u306e\u30e1\u30ea\u30c3\u30c8\u304c\u5927\u304d\u304f\u3001\u300c\u6642\u9593\u306b\u4f59\u88d5\u304c\u3042\u308b\u300d\u300c\u5c11\u3057\u3067\u3082\u91d1\u5229\u3092\u6291\u3048\u305f\u3044\u300d\u3068\u3044\u3046\u5834\u5408\u306f\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u3092\u691c\u8a0e\u3059\u308b\u306e\u304c\u3088\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h2 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href=\"https:\/\/www.aiful.co.jp\/repay\/simulation\/\">\u30a2\u30a4\u30d5\u30eb\u516c\u5f0f\u30b5\u30a4\u30c8\u306e\u8fd4\u6e08\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3<\/a>\u306e\u5229\u7528\u3067\u3059\u3002\u501f\u5165\u91d1\u984d\u3068\u8fd4\u6e08\u56de\u6570\u3092\u5165\u529b\u3059\u308b\u3060\u3051\u3067\u3001\u6bce\u6708\u306e\u8fd4\u6e08\u984d\u3068\u8fd4\u6e08\u7dcf\u984d\uff08\u5229\u606f\u8fbc\u307f\uff09\u304c\u4e00\u76ee\u3067\u5206\u304b\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u3092\u884c\u3046\u3053\u3068\u3067\u3001\u300c30\u4e07\u5186\u501f\u308a\u305f\u3089\u5229\u606f\u3092\u542b\u3081\u3066\u7d0439\u4e07\u5186\u8fd4\u3059\u3053\u3068\u306b\u306a\u308b\u300d\u300c\u6bce\u670811,000\u5186\u30923\u5e74\u9593\u6255\u3044\u7d9a\u3051\u308b\u5fc5\u8981\u304c\u3042\u308b\u300d\u3068\u3044\u3063\u305f\u5177\u4f53\u7684\u306a\u30a4\u30e1\u30fc\u30b8\u3092\u4e8b\u524d\u306b\u628a\u63e1\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u300c\u306a\u3093\u3068\u306a\u304f\u8fd4\u305b\u305d\u3046\u300d\u3067\u306f\u306a\u304f\u3001\u6570\u5b57\u3067\u78ba\u8a8d\u3057\u3066\u304b\u3089\u5224\u65ad\u3059\u308b\u3053\u3068\u3067\u3001\u7121\u7406\u306a\u501f\u5165\u3092\u9632\u3050\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u306f\u4f55\u5ea6\u3067\u3082\u7121\u6599\u3067\u884c\u3048\u307e\u3059\u3057\u3001\u500b\u4eba\u60c5\u5831\u306e\u5165\u529b\u3082\u4e0d\u8981\u3067\u3059\u306e\u3067\u3001\u6c17\u8efd\u306b\u304a\u8a66\u3057\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u9244\u52474 \u2015 \u8fd4\u6e08\u304c\u53b3\u3057\u304f\u306a\u3063\u305f\u3089\u5ef6\u6ede\u524d\u306b\u30a2\u30a4\u30d5\u30eb\u3078\u96fb\u8a71\u76f8\u8ac7\u3059\u308b<\/h3>\n\n\n\n<p>\u8fd4\u6e08\u304c\u53b3\u3057\u304f\u306a\u308a\u305d\u3046\u3060\u3068\u611f\u3058\u305f\u3089\u3001\u5ef6\u6ede\u3059\u308b\u524d\u306b\u30a2\u30a4\u30d5\u30eb\u306b\u9023\u7d61\u3059\u308b\u3053\u3068\u304c\u6700\u3082\u91cd\u8981\u3067\u3059\u3002<a href=\"https:\/\/www.aiful.co.jp\/\">\u30a2\u30a4\u30d5\u30eb\u516c\u5f0f\u30b5\u30a4\u30c8<\/a>\u306e\u4f1a\u54e1\u5c02\u7528\u30c0\u30a4\u30e4\u30eb\uff080120-109-437\uff09\u306b\u96fb\u8a71\u3059\u308c\u3070\u3001\u8fd4\u6e08\u65e5\u306e\u5ef6\u9577\u3084\u8fd4\u6e08\u8a08\u753b\u306e\u898b\u76f4\u3057\u306b\u3064\u3044\u3066\u76f8\u8ac7\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u300c\u96fb\u8a71\u3059\u308b\u306e\u304c\u6016\u3044\u300d\u3068\u611f\u3058\u308b\u65b9\u3082\u3044\u3089\u3063\u3057\u3083\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u73fe\u5728\u306e\u30a2\u30a4\u30d5\u30eb\u306f\u4e01\u5be7\u306a\u5bfe\u5fdc\u3092\u5fc3\u304c\u3051\u3066\u304a\u308a\u3001\u5a01\u5727\u7684\u306a\u614b\u5ea6\u3092\u53d6\u3089\u308c\u308b\u3053\u3068\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u3080\u3057\u308d\u3001\u9023\u7d61\u3092\u305b\u305a\u306b\u5ef6\u6ede\u3057\u3066\u3057\u307e\u3046\u307b\u3046\u304c\u3001\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u767a\u751f\u3084\u4fe1\u7528\u60c5\u5831\u3078\u306e\u5f71\u97ff\u306a\u3069\u3001\u306f\u308b\u304b\u306b\u6df1\u523b\u306a\u4e8b\u614b\u3092\u62db\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3082\u3057\u76f8\u8ac7\u3057\u3066\u3082\u89e3\u6c7a\u304c\u96e3\u3057\u3044\u5834\u5408\u306f\u3001\u5f01\u8b77\u58eb\u3084\u53f8\u6cd5\u66f8\u58eb\u306b\u50b5\u52d9\u6574\u7406\u3092\u76f8\u8ac7\u3059\u308b\u3068\u3044\u3046\u9078\u629e\u80a2\u3082\u3042\u308a\u307e\u3059\u3002\u501f\u91d1\u306e\u554f\u984c\u306f\u65e9\u671f\u5bfe\u5fdc\u304c\u4f55\u3088\u308a\u5927\u5207\u3067\u3059\u306e\u3067\u3001\u4e00\u4eba\u3067\u62b1\u3048\u8fbc\u307e\u306a\u3044\u3088\u3046\u306b\u3057\u3066\u3044\u305f\u3060\u304d\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u3088\u304f\u3042\u308b\u8cea\u554f<\/h2>\n\n\n\n<p>\u300c\u30a2\u30a4\u30d5\u30eb\u306f\u5371\u306a\u3044\uff1f\u300d\u3068\u691c\u7d22\u3059\u308b\u65b9\u304c\u6c17\u306b\u306a\u308a\u3084\u3059\u3044\u30dd\u30a4\u30f3\u30c8\u3092\u3001Q&amp;A\u5f62\u5f0f\u3067\u307e\u3068\u3081\u307e\u3057\u305f\u3002\u672c\u6587\u3067\u89e3\u8aac\u3057\u304d\u308c\u306a\u304b\u3063\u305f\u7591\u554f\u306b\u3082\u304a\u7b54\u3048\u3057\u3066\u3044\u307e\u3059\u306e\u3067\u3001\u6c17\u306b\u306a\u308b\u9805\u76ee\u3092\u30c1\u30a7\u30c3\u30af\u3057\u3066\u307f\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Q1. \u30a2\u30a4\u30d5\u30eb\u3067\u4e00\u5ea6\u501f\u308a\u305f\u3060\u3051\u3067\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u306b\u8f09\u308a\u307e\u3059\u304b\uff1f<\/h3>\n\n\n\n<p><strong>A: \u3044\u3044\u3048\u3001\u501f\u308a\u305f\u3060\u3051\u3067\u306f\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u306b\u306f\u8f09\u308a\u307e\u305b\u3093\u3002<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/www.cic.co.jp\/\">CIC<\/a>\u306a\u3069\u306e\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u306f\u3001\u501f\u5165\u306e\u7533\u8fbc\u3084\u5951\u7d04\u306e\u4e8b\u5b9f\u306f\u8a18\u9332\u3055\u308c\u307e\u3059\u304c\u3001\u3053\u308c\u306f\u300c\u4e8b\u6545\u60c5\u5831\uff08\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\uff09\u300d\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u901a\u5e38\u3069\u304a\u308a\u8fd4\u6e08\u3057\u3066\u3044\u308c\u3070\u3001\u4fe1\u7528\u60c5\u5831\u306b\u60aa\u5f71\u97ff\u306f\u306a\u3044\u306e\u3067\u3054\u5b89\u5fc3\u304f\u3060\u3055\u3044\u3002\u4e8b\u6545\u60c5\u5831\u304c\u767b\u9332\u3055\u308c\u308b\u306e\u306f\u30012\u304b\u6708\u4ee5\u4e0a\u306e\u9577\u671f\u5ef6\u6ede\u3084\u50b5\u52d9\u6574\u7406\u3092\u884c\u3063\u305f\u5834\u5408\u306b\u9650\u3089\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Q2. \u30a2\u30a4\u30d5\u30eb\u3067\u501f\u308a\u3066\u3044\u308b\u3053\u3068\u304c\u4f1a\u793e\u3084\u5bb6\u65cf\u306b\u30d0\u30ec\u307e\u3059\u304b\uff1f<\/h3>\n\n\n\n<p><strong>A: \u539f\u5247\u3068\u3057\u3066\u30d0\u30ec\u306b\u304f\u3044\u4ed5\u7d44\u307f\u304c\u6574\u3048\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/www.aiful.co.jp\/\">\u30a2\u30a4\u30d5\u30eb\u516c\u5f0f\u30b5\u30a4\u30c8<\/a>\u306b\u3088\u308b\u3068\u3001\u5be9\u67fb\u6642\u306e\u5728\u7c4d\u78ba\u8a8d\u306f\u539f\u5247\u3068\u3057\u3066\u96fb\u8a71\u306a\u3057\uff08\u66f8\u985e\u306b\u3088\u308b\u78ba\u8a8d\uff09\u3067\u5bfe\u5fdc\u3057\u3066\u304a\u308a\u3001\u81ea\u5b85\u3078\u306e\u90f5\u9001\u7269\u3082\u539f\u5247\u3042\u308a\u307e\u305b\u3093\u3002\u30b9\u30de\u30db\u30a2\u30d7\u30ea\u3067\u7533\u8fbc\u304b\u3089\u8fd4\u6e08\u307e\u3067\u5b8c\u7d50\u3067\u304d\u308b\u305f\u3081\u3001\u5468\u56f2\u306b\u77e5\u3089\u308c\u308b\u30ea\u30b9\u30af\u306f\u975e\u5e38\u306b\u4f4e\u3044\u3068\u3044\u3048\u308b\u3067\u3057\u3087\u3046\u3002\u305f\u3060\u3057\u3001\u9577\u671f\u5ef6\u6ede\u3092\u3057\u305f\u5834\u5408\u306f\u7763\u4fc3\u306e\u90f5\u4fbf\u7269\u304c\u5c4a\u304f\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u306e\u3067\u3001\u8fd4\u6e08\u671f\u65e5\u306f\u5fc5\u305a\u5b88\u308b\u3088\u3046\u306b\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Q3. \u30a2\u30a4\u30d5\u30eb\u306f\u30e1\u30ac\u30d0\u30f3\u30af\u306e\u5098\u4e0b\u3067\u306f\u306a\u3044\u304c\u5927\u4e08\u592b\u304b\uff1f<\/h3>\n\n\n\n<p><strong>A: \u72ec\u7acb\u7cfb\u3067\u3042\u308b\u3053\u3068\u306b\u30c7\u30e1\u30ea\u30c3\u30c8\u306f\u307b\u3068\u3093\u3069\u3042\u308a\u307e\u305b\u3093\u3002<\/strong><\/p>\n\n\n\n<p>\u78ba\u304b\u306b\u30a2\u30a4\u30d5\u30eb\u306f\u30a2\u30b3\u30e0\uff08\u4e09\u83f1UFJ\u7cfb\uff09\u3084\u30d7\u30ed\u30df\u30b9\uff08\u4e09\u4e95\u4f4f\u53cb\u7cfb\uff09\u3068\u7570\u306a\u308a\u3001\u9280\u884c\u30b0\u30eb\u30fc\u30d7\u306b\u5c5e\u3057\u3066\u3044\u306a\u3044\u72ec\u7acb\u7cfb\u4f01\u696d\u3067\u3059\u3002\u3057\u304b\u3057\u3001<a href=\"https:\/\/www.aiful.co.jp\/group\/ir\/\">\u30a2\u30a4\u30d5\u30eb\u306eIR\u60c5\u5831<\/a>\u304c\u793a\u3059\u3068\u304a\u308a\u3001\u6771\u8a3c\u30d7\u30e9\u30a4\u30e0\u5e02\u5834\u306b\u4e0a\u5834\u3057\u3001\u5897\u53ce\u5897\u76ca\u3092\u7d9a\u3051\u3066\u3044\u308b\u5b89\u5b9a\u3057\u305f\u4f01\u696d\u3067\u3059\u3002\u30b5\u30fc\u30d3\u30b9\u9762\u3067\u3082\u5927\u624b5\u793e\u3068\u905c\u8272\u306a\u304f\u3001\u72ec\u7acb\u7cfb\u3060\u304b\u3089\u3053\u305d\u81ea\u793e\u5224\u65ad\u3067\u30b9\u30d4\u30fc\u30c7\u30a3\u30fc\u306b\u30b5\u30fc\u30d3\u30b9\u6539\u5584\u304c\u3067\u304d\u308b\u3068\u3044\u3046\u5f37\u307f\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Q4. \u8fd4\u6e08\u306b\u9045\u308c\u305f\u3089\u81ea\u5b85\u306b\u53d6\u308a\u7acb\u3066\u304c\u6765\u307e\u3059\u304b\uff1f<\/h3>\n\n\n\n<p><strong>A: \u53d6\u308a\u7acb\u3066\u8a2a\u554f\u306f\u884c\u308f\u308c\u307e\u305b\u3093\u3002<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/elaws.e-gov.go.jp\/\">\u8cb8\u91d1\u696d\u6cd5\u7b2c21\u6761<\/a>\u306b\u3088\u308a\u3001\u6b63\u5f53\u306a\u7406\u7531\u306e\u306a\u3044\u81ea\u5b85\u8a2a\u554f\u306f\u7981\u6b62\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u30a2\u30a4\u30d5\u30eb\u516c\u5f0f\u30b5\u30a4\u30c8\u3067\u3082\u300c\u7763\u4fc3\u3092\u76ee\u7684\u3068\u3057\u305f\u8a2a\u554f\u306f\u306a\u3044\u300d\u3068\u660e\u8a18\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u8fd4\u6e08\u306b\u9045\u308c\u305f\u5834\u5408\u306f\u3001\u30e1\u30fc\u30eb\u30fbSMS\u30fb\u96fb\u8a71\u3067\u306e\u9023\u7d61\u304c\u884c\u308f\u308c\u307e\u3059\u304c\u3001\u81ea\u5b85\u306b\u4eba\u304c\u6765\u308b\u3053\u3068\u306f\u3042\u308a\u307e\u305b\u3093\u306e\u3067\u3001\u5b89\u5fc3\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Q5. \u30a2\u30a4\u30d5\u30eb\u3088\u308a\u3082\u5b89\u5168\u306a\u501f\u5165\u5148\u306f\u3042\u308a\u307e\u3059\u304b\uff1f<\/h3>\n\n\n\n<p><strong>A: 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href=\"https:\/\/www.zenginkyo.or.jp\/\">\u5168\u56fd\u9280\u884c\u5354\u4f1a<\/a>\u306b\u52a0\u76df\u3059\u308b\u9280\u884c\u306e\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\uff08\u5e741.5%\uff5e14.5%\u7a0b\u5ea6\uff09\u304c\u304a\u3059\u3059\u3081\u3067\u3059\u304c\u3001\u5be9\u67fb\u306b\u6570\u65e5\u304b\u304b\u308a\u3001\u5373\u65e5\u878d\u8cc7\u306b\u306f\u5bfe\u5fdc\u3057\u3066\u3044\u306a\u3044\u5834\u5408\u304c\u307b\u3068\u3093\u3069\u3067\u3059\u3002\u300c\u4eca\u65e5\u4e2d\u306b\u304a\u91d1\u304c\u5fc5\u8981\u300d\u300c\u5be9\u67fb\u306b\u4e0d\u5b89\u304c\u3042\u308b\u300d\u3068\u3044\u3046\u65b9\u306b\u306f\u30a2\u30a4\u30d5\u30eb\u304c\u5411\u3044\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u307e\u305f\u3001\u516c\u7684\u306a\u652f\u63f4\u5236\u5ea6\u3068\u3057\u3066\u3001\u793e\u4f1a\u798f\u7949\u5354\u8b70\u4f1a\u306e\u300c\u751f\u6d3b\u798f\u7949\u8cc7\u91d1\u8cb8\u4ed8\u5236\u5ea6\u300d\u3084\u3001\u81ea\u6cbb\u4f53\u306e\u7dca\u6025\u5c0f\u53e3\u8cc7\u91d1\u306a\u3069\u3082\u9078\u629e\u80a2\u306b\u5165\u308c\u3066\u307f\u3066\u306f\u3044\u304b\u304c\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n\n\n\n<h2 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